However it restricts withdrawals to just four per year. SAGA offers a telephone access saver, designed for the over 50s with unlimited access, however it pays just 0.70 per cent.
Rachel Springall, a finance expert at Moneyfacts, said: “Online savings accounts have clearly made their mark over the years, so much so that 62 per cent of the easy access market now offers online access – up from 53 per cent in 2014. “Those savers who have yet to jump in on the internet craze may be disappointed to find out that a third of the easy access market provides no branch access.
“As savers may have already noticed, some of the biggest bank brands are in the process of closing hundreds of branches, including Lloyds Banking Group, RBS Group and even Santander.
“With thousands of branches set to close, and the percentage of deals offering branch access decreasing, this may pose a problem for those who rely on them to manage their money.”