Why 78pc of students don’t need to bother buying insurance

Why 78pc of students don't need to bother buying insurance

Cash-strapped students who start the new academic year this week can save money in one area – insurance.

Contents insurance for students costs £63 a year on average but can easily rise above £100, according to Moneysupermarket, a price comparison website. Yet most students do not need to buy this at all as they are already covered – provided their parents have contents insurance. 

Rating firm Defaqto has found that 78pc of parents’ policies cover their children’s belongings away from the main family residence as standard. Only 17pc of these policies would not cover students at university.

Students living in halls can also be covered by the university’s contents insurance, though not all institutions…

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